Financial Planning

Our aim is simple – to ensure that it’s you that benefits from the growth of your investments. By looking at the marketplace with this in mind, we can provide options that benefit you rather than the fund managers.

 

We’ll work with you to help create your individual plan, one that supports your future aspirations and goals. We’ll bring all of your paperwork together into one place, and we’ll bring it all to life so you can really see what everything is and what it all really means for you.

 

We’ll ensure that it’s always you, and only you, that benefits from your investments.

 

By knowing your real-time business financial results, we can ensure that any investments are made at the correct time to ensure that they are tax efficient.

 

* We support and assist business owners with auto-enrolment, from getting the correct fund in place to Xero Payroll calculations.

 

* We help with resisential mortgages and commercial mortgages.

Progression Financial Planning is a trading style of Cheetham Jackson JV LLP who are an appointed representative of Cheetham Jackson Ltd who are authorised and regulated by the Financial Conduct Authority (FCA). Registered Address: 14-16 St Thomas’s Rd, Chorley PR7 1HR. Registered in England & Wales number 7071622

FAQ

I’m happy paying into my current pension – why does it need reviewing?

 

Very often, circumstances change, be that personal or within a pension fund, so it’s crucial that both of these are reviewed regularly to ensure that they are aligned. Also, it’s important that you know what everything really means, and how paperwork received from your pension company translates into a pension amount received in the future. Our financial adviser will sit down with you, take all of the paperwork, and translate it into clear and simple language, so you can see what it really means. We’ll then create a plan for you, that supports your goals and builds your future, and we’ll be with you every step of the way to ensure continued alignment.

Is my current mortgage on the best rate?

 

If you currently have a mortgage that’s on your lenders Standard Variable Rate, you could be saving money by re-mortgaging. With the vote to leave the European Union, there’s some uncertainty as to what’s going to happen within the financial markets. We’ve already seen the Bank of England reduce their base rate just two months after the result of the referendum. Whilst this hasn’t had a direct impact on the new products lenders are currently offering, it does show that nobody really knows what could happen in the future. Your mortgage should be included as part of your financial planning discussions, as it can have an impact on your future goals for retirement.

How is financial planning linked with my accounts?

 

Based on your financial results, there may be opportunities to pay into a pension at a particular time, to minimise any tax. By working together, we can identify these opportunities.

How much do you charge?

 

We offer a free review of your current circumstances, and then create an individual financial plan for you moving forward based on our knowledge of the marketplace, again this is free. Our proposition is second to none in terms of ‘real value’, which means the returns achieved are felt in your own pocket. There’s only a cost should you wish to pursue our advice, and we use a transparent charging model that’s highly competitive, so no hidden fees.

GET IN TOUCH

If you would like our support to get the very most out of your business, please leave your details and we’ll be in touch!

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